Dollars and cents are the basic units of American money. The back of all dollar bills are green (hence “greenbacks”). The commonly used coins are: one cent (penny), five cents (nickel), 10 cents (dime), and 25 cents (quarter). 50 pieces (half dollar) and silver dollars (not really silver anymore) are gaining in usage, while there has been talk of phasing out the penny that’s inflation for you. “Always carry plenty of quarters when traveling. Very useful for phones, soda machines, laundry machines, etc.”
There is generally no problem in using US dollars in Canada, but this is never possible in reverse.
It’s useful always to carry small change for things like exact fare buses, but do not carry large sums of cash. Instead keep the bulk of your money in travelers’ cheques which can be purchased both in the US and abroad and should be in dollar denominations. The best known cheques are those of American Express, so you will have the least difficulty cashing these, even in out of the way places. Thomas Cook travelers’ cheques are also acceptable, especially as lost ones can be reclaimed at some car rental companies. Dollar denomination cheques can be used like regular money. There’s no need to cash them at a bank: use them instead to pay for meals, supermarket purchases or whatever. Ten or twenty dollar cheques are accepted like this almost always and you’ll be given change just as though you’d presented the cashier with dollar bills. Be prepared to show I.D. when you cash your cheques.
Credit cards can be even more valuable than travelers’ cheques, as they are often used to guarantee room reservations over the phone and are accepted in lieu of deposit when renting a car — indeed without a credit card you may be considered so untrustworthy that not only a deposit but your passport will be held as security too. The major credit cards are VISA, Master Charge and Access, Diners Club and American Express. If you hold a bank card, it could well be worthwhile to increase your credit limit for travel purposes — you should ask your bank manager.
37. Why is it useful to carry enough 25-cent coins with you?
A. They can act as small change for the exact bus fares.
B. There is generally no problem in using them in Canada.
C. As a basic unit of money, they are gradually gaining in usage.
D. They may come in handy for pay phones or laundry machines.
38. It is not necessary to carry cash instead of dollar travelers’ cheques because the latter can be ______.
A. used for phones, bus fares and hotel reservations
B. used to pay in restaurants and big stores
C. used like credit cards, even in remote areas
D. exchanged easily, even at car rental companies
39. The phrase “in lieu of” (line 2, paragraph 4) most probably means ______.
A. on behalf of B. in line with C. with regard to D. instead of
40. This passage is most probably taken from ______.
A. a tourist guide
B. a bank brochure
C. a booklet about car rental
D. a handbook on U.S. currency
Kingston, Ontario M5H 3N2
Ms. Susan Newman
320 Victoria Street
Toronto, Ontario M5H 3N2
Dear Ms. Newman,
This is to confirm that the completed forms from your pre-employment health assessment have now been received. Therefore, I confirm that you will be able to start employment with INTERLICOM as an interim administrative assistant in the research department on October 30.
The terms and conditions of your appointment are as follows:
Salary: Actual salary $22,000 per year (based on $44,000 a year full time).
Working pattern: Working commitment is 50 percent of full time. This equates to 128 days to be scheduled as agreed with the head of the research department and is inclusive of 6 days of annual leave.
Duration of Service: One year.
Payment of Salary: Please complete a bank authorization form (enclosed) and bring it, together with proof of identity, to the payroll office (fourth floor, Connaught Building) as soon as possible.
Please sign and date the duplicate copy of this agreement and mail it back to me by October 25. Only when the signed document is received in this office will a contract exist between you and INTERLICOM according to the conditions set out above.
We look forward to having you with us at INTELICOM.
Ms. R.A. Palermo
Director of Human Resource Management
I have received the original of this letter dated October 22 and accept the appointment on the terms and conditions specified.
(Ms. Susan Newman)
41. According to the letter, what has Ms. Newman already done?
A. She has visited the payroll office.
B. She has had a health checkup.
C. She has signed a contract.
D. She has submitted some research.
42. When will Ms. Newman start work?
A. On October 10
B. On October 22
C. On October 25
D. On October 30
43. What is NOT indicated in the letter?
A. A part-time position is being offered to Ms. Newman.
B. The contract will take effect as soon as Ms. Newman signs it.
C. Ms. Newman’s appointment will be for a limited period.
D. Ms. Newman will need to go to the Connaught Building.